Why Should You Attend Financial Peace University?

One of the opportunities we provide to empower our participants and community members is Dave Ramsey’s Financial Peace University.  This nationally acclaimed program gives individuals resources to take control of their finances, work towards being debt free, and the privilege of being generous.  Statistics in America show us:

  • Average Household Income: $56,516
  • Average Household Debt: $187,187 (Mortgages, Student Loans, Auto Loans, Credit Cards)
  • 76% of people live from paycheck to paycheck
  • Average household wastes 24% of their take-home pay on consumer debt.
  • 64% can’t cover a $1000 emergency
  • Money problems are one of the top 3 reasons for marital problems and divorce

FPU has proven to be a game-changer in helping improving people’s financial outlook.  Dave uses conventional wisdom along with Biblical principles to spell out ways to experience freedom in this area of their lives.

  • God wants us to be wise stewards. “Honor the Lord with your possessions and with the first produce of your entire harvest” (Proverbs 3:9).
  • God doesn’t want us to be in debt. “The rich rules over the poor, and the borrower becomes the lender’s slave” (Proverbs 22:7).
  • God wants us to be generous, and to allow our finances to be a part of His plan in the world. “Whoever is generous to the poor lends to the Lord, and he will repay him for his deed” (Proverbs 19:17).
  • God wants us to prosper. “Then the LORD your God will prosper you abundantly in all the work of your hand, in the offspring of your body and in the offspring of your cattle and in the produce of your ground…” (Deuteronomy 30:9).  [*NOTE: “prosperous” doesn’t necessarily mean “rich” and doesn’t only apply to finances]
  • God want us to experience peace. “Do not worry then, saying, ‘What will we eat?’ or ‘What will we drink?’ or ‘What will we wear for clothing?’…For your heavenly Father knows that you need all these things. But seek first His kingdom and His righteousness, and all these things will be added to you” (Matthew 6: 31-33).

Every paid participant will receive an FPU membership kit with the student manual (9 sessions), course CDs, FPU “wallet,” and other valuable money management tools.  Read here to learn more about our next course, starting September 20th. 

WHY S ACCESS TO TECHNOLOGY SO IMPORTANT?

Why Is Access To Technology So Important?

Among the greatest advances in technology in the last quarter century, the personal computer and the Internet would be near the top of that list. Imagine the panic, anxiety, and chaos that would occur if the web were to go down for an even an hour.

But for 25% of the population with the lowest income, the interruption would be barely noticeable.  Updated computers, tablets, smartphones are luxuries, much less actual broadband online access. 

Why should internet disparity be a concern?  Because it may actually play a role in keeping poor people poor by cutting off access to:

  • Government benefits and services.
  • Employment pathways. 80% of Fortune 500 companies, including Target and Walmart, only accept job applications online. 
  • Educational opportunities and resources. More and more schools are assigning homework that requires internet usage.  Research show us that students who have Internet access have graduation rates 6-8% higher than those who don’t.
  • Comparison shopping in order to find cheaper products, services, and rates. Consumers can save almost $8,000/year finding discounts on essentials like apartment rentals, clothes, gasoline and food.
  • Time saving online tools which frees up time for other activities.
  • Sources of knowledge and information for research, medical advice, day-to-day repairs, etc.
  • Relationships and even employment can be enhanced by social media.
  • Productivity and developing skills useful for the marketplace.

Our Technology Center at Salt & Light will make these invaluable resources available to our participants and neighbors.  We hope it becomes a place of collaboration sparking creativity, innovation, and imagination.

Instruction will be available in basic word processing, how to utilize the web, internet security, social media, and other essential computer usage.  Lab monitors will be on hand to assist with need that may arise.